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EyeRepublic.com.ph > Philhealth (PHIC)

 

Philippine Health Insurance Corporation (PHILHEALTH)

 

BENEFITS

MEMBERSHIP

CLAIMS PROCESSING

CONTRIBUTIONS

CLAIM FORMS

 

Our eye surgeons are Philippine Health Insurance Corporation (PHIC) Accredited Health Care Providers.

 

We do surgeries at the following Philhealth accredited centers:

  1. Hospitals - Philhealth accredited

    - Asian Hospital and Medical Center

    - The Medical City

    - St. Luke's Medical Center

    - Sentro Oftalmologico Jose Rizal - Philippine General Hospital

    - Fatima Medical Center

    - Alabang Medical Center

  2. Ambulatory surgical centers - Philhealth accredited

    - Borough Medical Care Institute

    - Healthway Medical Clinic (Festival Mall)

    - Q.C. Eye Center

Note: All our eye surgeons are Philhealth accredited. Each surgeon is accredited in at least one of the listed hospitals and/or surgical centers.

If you would like to take advantage of the benefits of PhilHealth kindly click on the quicklinks. If you are already a PhilHealth member, kindly make sure that all your requirements for filing are complete, in order for you to be able to successfully process all claims for ambulatory surgeries, admissions, and in-patient surgeries.

 

When availing of PhilHealth benefits for elective surgeries, we require pre-processing of all papers with the chosen ambulatory surgical center or hospital, in order to make sure that claims would not be denied. This way, we are able to protect both our clients and ourselves against unexpected claim denials.

 

If you are not yet a PhilHealth member, and would like to be one, our PhilHealth coordinator would be able to assist you in applying for membership.

PhilHealth Coordinator

EYE REPUBLIC Ophthalmology Clinic - Don Santiago Building, Manila

(632) 536-2398

Philippine Health Insurance Corporation (PHIC)

 Accredited Health Care Provider

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BENEFITS

 

Adapted verbatim from http://www.philhealth.gov.ph/benefits.htm

Effective December 1999, PhilHealth is implementing a unified benefit package for all PhilHealth members. This benefit package includes the following categories of personal health services:

 

Inpatient hospital care:

  • Room and board;

  • Services of health care professionals;

  • Diagnostic, laboratory, and other medical examination services; Use of surgical or medical equipment and facilities;

  • Prescription drugs and biologicals, subject to the limitations stated in Section 37 of RA 7875; and

  • Inpatient education packages.

Outpatient care:

  • Services of health care professionals;

  • Diagnostic, laboratory, and other medical examination services;

  • Personal preventive services;

  • Prescription drugs and biologicals, subject to the limitations described in Section 37 of RA 7875; and

  • Emergency and transfer services

UNIFIED MEDICARE BENEFITS

For all Members and Dependents under the National Health Insurance Program

BENEFITS

HOSPITAL CATEGORY

PRIMARY

SECONDARY

TERTIARY

ROOM AND BOARD

200

300

400

Not exceeding 45 days for each member & another 45 days to be shared by his dependents

DRUGS & MEDICINES

1,500

2,500

0

1,700

4,000

8,000

3,000

9,000

16,000

Per single period of confinement

     a. Ordinary
     b. Intensive
     c. Catastrophic

X-RAY, LAB, ETC.

350

700

0

850

2,000

4,000

1,700

4,000

14,000

Per single period of confinement

     a. Ordinary
     b. Intensive
     c. Catastrophic

PROFESSIONAL FEES

P 150/day for General Practioner

P 250/day for Specialist

Per single period of confinement shall not exceed:

a. Ordinary
        General Practitioner
        Specialist

 

600

1,000

600

1,000

 

600

1,000

b. Intensive
        General Practitioner
        Specialist

 

900

1,500

900

1,500

 

900

1,500

b. Catastrophic
        General Practitioner
        Specialist

 

900

1,500

900

1,500

 

900

2,500

OTHERS

385

0

0

670

1,140

2,160

1,060

1,350

3,490

Operating Room

    a. RVU of 30 and below
    b. RVU of 31 to 80
    c. RVU of 81 and above

Surgeon

Maximum of 16,000

Anesthesiologist

Maximum of 5,000

Compensable Outpatient Services: Chemotherapy, Radiotherapy, Cataract Extraction, Hemodialysis, Minor surgical procedures done in an operating room complex

SURGICAL FAMILY PLANNING

Vasectomy

900

900

900

Tubal Ligation

1,125

1,125

1,125

Fig. 1 PhilHealth Benefits (Last Update: January 29, 2002)

 

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MEMBERSHIP

 

Adapted verbatim from http://www.philhealth.gov.ph/membership.htm

PhilHealth expanded its services for members in the government sector in 1998 by assuming the complete range of Medicare services previously provided by the GSIS. As such, during this year the NHIP's membership framework was developed. The framework included the procedures for registration and updating of membership records of employees in the government sector.

 

Membership - Build-up of the database for members in the government service commenced upon PhilHealth's assumption of collection functions for government sector members on January 1,1998.

 

Breakdown of NHIP Membership:

GSIS

6 Million

SSS

28 Million

Indigent

1.2 Million

OWWA

1.9 Million

TOTAL

37.1 Million


COVERAGE

 

Who are covered by the National Health Insurance Program (NHIP)?

The program covers the following:

  • Employed Members - all those employed in the government and private sector.

  • Individually Paying Members - self-employed, Overseas Filipino Workers, professionals in private practice (doctors, lawyers, dentists, etc.)

  • Non Paying Members - the following are entitled to lifetime coverage:

    • Retirees and pensioners of the GSIS and SSS (including permanent total disability and survivorship pensioners of the SSS) prior to the effectivity of RA 7875 in March 4, 1995.

    • Members who have reached the age of retirement and have paid at least 120 monthly contributions. Optional Retirees (under RA 1616, PD 1146 or PD 1184) are not yet entitled to lifetime coverage until they reach the age of retirement (60 years old).

  • Indigent Members - under the indigent component of the NHIP

Who are the legal dependents entitled to free coverage?

The following also enjoy coverage through your membership without paying additional premium:

  • Legitimate spouse, non-member

  • Children (legitimate, illegitimate, adopted and step child) below 21 years old, unmarried and unemployed

    Note: Children 21 years or above but suffering from any congenital disability, either physical or mental, or any disability acquired that renders them totally dependent on the member for support are also given free coverage as dependents provided your membership remains active.

  • Parents 60 years old and above, not qualified as Non Paying Members and wholly dependent on the member for support

Employed Sector - With deductions for PhilHealth contributions already mandatory for those in the private and government sectors, this program ensures that Medicare benefits are enjoyed by employees, including our household help, when they are most needed!

 

What You Need to Submit to be a Member:

  • M1a - (Member Data Record for Employed Members)

  • M1b - (Member Data Record for Individually Paying Members)

  • M1c - (Member Data Record for Non-Paying Members)
    Note: To download membership forms, please go to http://www.philhealth.gov.ph/forms.htm. It can be secured from any PhilHealth offices or from Information Service Desks in your area.

How do I declare my legal dependents?

You may declare your dependents by submitting the following requirements to be attached to membership form:

DEPENDENTS

REQUIREMENT

Spouse

Copy of Marriage Contract

Children below 21 years of age

    a) Legitimate

  • Birth Certificate whether or not the age is at the borderline

    • b) Illegitimate/Legitimated

    ANY OF THE FOLLOWING:

  • Birth Certificate acknowledged by any of the parent-member

  • Notarized Affidavit of Support

    • c) Legally-adopted

    ANY OF THE FOLLOWING:

  • Legal adoption papers

  • Notarized Affidavit that child is legally adopted

    • d) Step child

    ANY OF THE FOLLOWING:

  • Birth Certificate

  • Baptismal Certificate

  • Affidavit of Support by his mother or his step-father in the absence of the mother or vice versa.

  • e) 20 years of age
    (bordering the age of 21)

    Birth Certificate

    f) If 21 and above but suffering from congenital illness or disabilities

    Doctor's certification to the effect that the dependent child is disabled or suffering from congenital illness

    Parents

    a) 60 years old and above

    ANY OF THE FOLLOWING:

  • Birth Certificate

  • Affidavit of Two (2) Disinterested Persons

  • Voter's Affidavit

  • Passport (page indicating data of holder)

  •  

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    CLAIMS PROCESSING

     

    Adapted verbatim from http://www.philhealth.gov.ph/claims.htm

     

    What You Need to Submit to Enjoy Your Benefits:

     

    Fully-accomplished PhilHealth Claim Form I, Form II and Form III - http://www.philhealth.gov.ph/download/forms.pdf.

     

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    CONTRIBUTIONS

     

    Adapted verbatim from http://www.philhealth.gov.ph/contribution.htm

     

    The new task of collecting the premium contributions of members in the government sector entailed the accreditation of banks to serve as Accredited Collecting Banks (ACBs) - http://www.philhealth.gov.ph/acbanks.htm. These are: Allied Bank, Asia Trust Bank, Asia United Bank, Bank of Commerce, Bank One Savings and Trust Co., Bangko Pasig, Century Savings Bank, China Bank, Citystate Savings Bank, Development Bank of the Philippines, Equitable-PCI Bank, Export & Industry Bank, Global Bank, G7 Bank (Rural Bank of Nabua), Hermosa Savings & Loan Bank, International Exchange Bank, Landbank of the Philippines, Maybank, Merchant Bank, Metrobank, Philippine Business Bank, Philippine National Bank, Philippine Postal Corporation (Philpost), Philippine Postal Savings Bank, Philippine Veterans Bank, Planters Development Bank, Premier Development Bank, Prudential Bank, RCBC, RCBC Savings Bank, Robinson's Savings Bank, Rural Green Bank of Caraga, Union Bank & United Coconut Planters Bank. An interim Contributions Department was likewise established to oversee and coordinate contribution activities. A region-based remittance, reporting, monitoring, and compliance campaign was also initiated in 1998.  

     

    Premium Contribution Schedule

     

    For the Employed Sector

     

    A. Effective January 1, 2004

    The minimum Salary Base (SB) shall be revised from P 3,000 to P 4,000 and the maximum SB shall be revised from P 10,000 to P 15,000. The contribution schedule effective January 2004 shall be:

    Monthly Salary Bracket

    Monthly Salary Range

    Salary Base (SB)

    Total Monthly Contribution

    Personal Share (PS) (PS=SBx1.25%)

    Employer Share (ES=PS)

    1

     

    4,999.99 and Below

    4,000.00

    100.00

    50.00

    50.00

    2

    5,000.00 to 5,999.99

    5,000.00

    125.00

    62.50

    62.50

    3

    6,000.00 to 6,999.99

    6,000.00

    150.00

    75.00

    75.00

    4

    7,000.00 to 7,999.99

    7,000.00

    175.00

    87.50

    87.50

    5

    8,000.00 to 8,999.99

    8,000.00

    200.00

    100.00

    100.00

    6

    9,000.00 to 9,999.99

    9,000.00

    225.00

    112.50

    112.50

    7

    10,000.00 to 10,999.99

    10,000.00

    250.00

    125.00

    125.00

    8

    11,000.00 to 11,999.99

    11,000.00

    275.00

    137.50

    137.50

    9

    12,000.00 to 12,999.99

    12,000.00

    300.00

    150.00

    150.00

    10

    13,000.00 to 13,999.99

    13,000.00

    325.00

    162.50

    162.50

    11

    14,000.00 to 14,999.99

    14,000.00

    350.00

    175.00

    175.00

    12

    15,000.00 and up

    15,000.00

    375.00

    187.50

    187.50

     

    Contributions from the public and private sector employers should be remitted on or before the 10th day of the month following the applicable month at any PhilHealth Offices or through Accredited Collecting Agents and their branches nationwide.

     

    Failure to deduct and/or consequently remit said contributions shall make the employer liable under the penal provisions provided in Article X of the National Health Insurance Act of 1995 (RA 7875).

     

    In addition, to ensure proper and immediate posting of employees’ contribution payments, employers should submit the Quarterly Remittance Reports (using the RF-1 form or text file format) on or before the 15th day of the month following the applicable quarter.

     

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    Remittance of NHIP Premium Contributions Guidelines

     

    How much to remit?

    EMPLOYED SECTOR
    Monthly contributions of members from the employed sector shall be dependent on his/her salary and shall be according to the prescribed NHIP Premium Contribution Schedule.

     

    VOLUNTARY MEMBERS
    Premiums of Individually Paying Members (IPMs) are fixed at Php 100 per month.

    How and When to remit?

    EMPLOYED SECTOR
    Contributions of members, from the employed sector, are automatically deducted from their salaries. Total contributions for all employees shall be computed and this, together with the employer counterpart, shall be remitted, using the Contribution Payment Return Form (ME-5), by their respective employers on or before the 10th day of the month following the applicable month, at any PhilHealth Accredited Collecting Banks (ACBs).

    • 10th day of the month following the applicable month

      Ex. If applicable month is for January 2002
      Deadline: February 10, 2002

    VOLUNTARY MEMBERS
    Voluntary or Individually Paying Members (IPMs) have the option to remit premiums, using the Contribution Payment Return Form (MI-5) in a quarterly, semi-annual or annual basis, the deadline of which shall fall on the Last working day of the applicable quarter. Contributions of IPMs are, however, non-retroactive.

    • Last working day of the applicable quarter

      Ex. Suppose payment is for the 3rd quarter 2002 (July - September)
      Deadline : September 30, 2002

      Suppose payment is for the 3rd & 4th quarter 2002 (July - December)
      Deadline : September 30, 2002

      Suppose payment is for the 3rd qtr 2002 until 2nd qtr 2003 (1 year)
      Deadline : September 30, 2002

    How to Report contributions?

    EMPLOYED SECTOR
    Reporting of contributions can be done through the submission of the Employer's Quarterly Remittance Report Form (RF-1) or submission of text file report using the PhilHealth Premium Remittance System (PPRS). Remittance reports should be submitted on or before the fifteenth (15th) day of the month following the applicable quarter to the Contribution Accounts Management Department (CAMD) for NCR-based employers, PhilHealth Regional Offices (PROs) for regional based employers, or through Drop Boxes located at designated ACBs.

     

    VOLUNTARY MEMBERS
    IPMs shall submit the PHIC copy of the duly validated Contribution Payment Return Form (MI-5) five (5) days after payment was made, to the CAMD, PROs or through Drop Boxes located at designated ACBs.

    How to avoid deficiencies?

    To avoid deficiencies, always:

    1. Supply complete and correct information in the remittance reports and the ME-5.
    2. Remit contributions according to the prescribed premium schedule.
    3. Compute total contributions due for each month and ensure that computations are correct.
    4. Ensure that ME-5s are validated, or Official Receipts (O.R.) are attached.
    5. Prepare the Quarterly Remittance Reports (RF-1) - http://www.philhealth.gov.ph/forms.htm#RF1Form. Accomplish all required information.
    6. Always indicate compensation of employees, otherwise, contribution shall be computed based on the maximum salary bracket.
    7. Attach the ME-5s to the corresponding RF-1s.3
    8. Submit reports on or before the deadline to facilitate posting.

    What if your company was notified?

    Employers shall be notified by the CAMD (NCR-based employers) or by the PROs (region-based employers) for the following reasons:

     

    1. Under-remittance

    An under-remittance is made if employee contributions remitted are; less than the prescribed premium schedule; contributions of some employees listed in the quarterly collection list, were not remitted; and/or actual amount remitted is less than total amount of contributions to be paid. (i.e., computation errors).

    2. Non-remittance
    Companies shall be classified as Non-remitting if they have not remitted NHIP contributions, since the transfer of the Medicare program to the NHIP or since the start of their operations

    3. Delinquency
    Employers are classified as "delinquent" if they have not remitted at least three (3) monthly contributions, in behalf of all its employees, within the last six (6) months from the current month and/or remittance (for periods beyond the immediately preceding 6 months) are incomplete.

    4. Deficiencies in the Remittance Report
    If information required in the remittance reports (RF-1 or PhilHealth Premium Remittance System - PPRS) - http://www.philhealth.gov.ph/PPRS_Update.htm and the Contribution Payment Return Form (ME-5) were not completely supplied, the CAMD or the PROs shall notify the company of such deficiency/ies. To avoid inconvenience and delay in the posting of reports, kindly submit the required information or documents, together with the notice, immediately.

     

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    CLAIMS FORMS

     

    The following Forms are available for download in Portable Document Format (PDF). To open a PDF file, you must have the Adobe Acrobat Reader software installed on your computer. You can download Acrobat Reader by clicking in this icon:
    After you download the Adobe Acrobat Reader, you may come back to this page and open the forms that you need by following the link provided.

     

    Claim Form 1 - http://www.philhealth.gov.ph/download/cf1.pdf -  Member's Data Record

    Claim Form 2 - http://www.philhealth.gov.ph/download/cf2.pdf - Hospital Data Record

    Claim Form 3 - http://www.philhealth.gov.ph/download/cf3.pdf - Patient's Clinical Record

     

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    There are several ways of reaching the ophthalmologists of EYE REPUBLIC Ophthalmology Clinic:
    Hover note: Please place your mouse cursor over the red box to click on the web and email links. For websites, a new browser window will open. For emails, your default email program will open. You may cut and paste the URLs or email addresses if you prefer not to open new windows.

    ONLINE ACCESS

    WEBSITES.

         http://www.EyeRepublic.com.ph - EYE REPUBLIC Ophthalmology Clinic
         http://www.OCP.com.ph - Ophthalmic Consultants Philippines Co. -
         http://www.LASIK.com.ph - Refractive Surgery Resource
         http://www.Cataract.com.ph  - Cataract Surgery Resource
         http://www.Eye.com.ph - Eye Information Online
         http://www.EyeDoc4Kids.com.ph - Eye Information for Kids
         http://www.Retina.com.ph - Retina Surgery Resource
         http://www.Glaucoma.com.ph - Glaucoma Online
         http://www.Uveitis.com.ph - Uveitis Online

    EMAIL. After writing down your comments, suggestions, problems and/or questions, kindly tell us how to get in touch with you by providing your name, email, home/office numbers, and mobile phone.

         General inquiries - help@EyeRepublic.com.ph
         Refractive Surgery Service - refractive.surgery@EyeRepublic.com.ph
         Glaucoma Service - glaucoma@EyeRepublic.com.ph
         Cataract Service - cataract@EyeRepublic.com.ph
         Doctors - eyemd@EyeRepublic.com.ph 
         Administrative - president@EyeRepublic.com.ph
         Website - webmaster@EyeRepublic.com.ph
         Newsletter - newsletter@EyeRepublic.com.ph (receive news and updates, discounts and promotions)

    BLOG. Send us your comments.

         EYE REPUBLIC
         Ophthalmology Atlas

    CLINIC INFORMATION

         Mobile E-Yellow Pages. Via SMS, text LUK4 EYEREPUBLIC (send to 2851 for Globe and Sun Cellular, and 2951 for Smart).

    EYE REPUBLIC Ophthalmology Clinic

    Manila

    3/F Don Santiago Building Units 309-310

    1344 Taft Avenue, Ermita

    Manila, 1000 Philippines

    Direct and Fax: +63(2) 536-2398

    Trunk Line: +63(2) 523-8271 to 79 local 30

    Mobile: +63(917) 899-2020

    Map and directions 

    EYE REPUBLIC Ophthalmology Clinic

    Asian Hospital and Medical Center

    5/F Medical Office Building (MOB) Suite 509

    2205 Civic Drive, Filinvest, Alabang

    Muntinlupa City, 1781 Philippines

    Direct: +63(2) 771-9253

    Direct and Fax: +63(2) 771-9254

    Mobile: +63(917) 795-2020

    Map and Directions

    EYE REPUBLIC Ophthalmology Clinic

    Medical City

    6/F Medical Arts Tower Inc (MATI) Suite 602

    MERALCO Compound, Ortigas Avenue

    Pasig City, 1604, Philippines

    Direct and Fax: +63(2) 632-7846

    Mobile: +63(917) 537-2020

    Map and directions

    EYE REPUBLIC Ophthalmology Clinic

    St. Luke's Medical Center

    6/F Cathedral Heights Building Complex (CHBC)

    North Tower Suite 614

    279 E. Rodriguez Sr. Boulevard

    Quezon City, 1102 Philippines

    Direct and Fax: +63(2) 407-3883

    Mobile: +63(917) 855-2020

    Map and directions

    CLINIC HOURS

    First-Come, First-Served

    Monday to Saturday 9:00 AM to 6:00 PM

    All clinics are closed on Sundays and Holidays

     

     

     

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     · EYE REPUBLIC Ophthalmology Clinic 3/F Don Santiago Building Unit 310, 1344 Taft Avenue, Ermita, Manila 1000 Philippines ·

     · +63(2) 536-2398 · +63(2) 523-8271 to 79 local 30 · +63(917) 899-2020 · Text LUK4 EYEREPUBLIC to 2851 Globe Sun 2951 Smart ·

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     · Copyright © 2003-2008 Ophthalmic Consultants Philippines Co. · Manila, Philippines · All rights reserved ·

     · Best viewed at 1024 x 768 with MSIE or Mozilla Firefox · Last updated on April 28, 2008 by Manolette Roque, MD, MBA, FPAO ·  

     

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